Protecting Florida Consumers From Aggressive and Unethical Debt Collectors.
Debt Collector Harassment
When you hire an attorney to represent you, debt collectors must stop contacting you by phone or mail, and instead must contact your attorney regarding your case. If debt collectors continue to harass you, I may be able to file lawsuits against the debt collectors for violation of the Fair Debt Collection Practices Act and the Florida Consumer Collection Practices Act
Fair Debt Collection Practices Act
The FDCPA protects you from a debt collector's harassment, abuse and mistreatment. If you are being harassed by a debt collector, you have the right to retain an attorney and file a lawsuit against the debt collector that is harassing you. Debt collectors often violate the FDCPA by:
- Calling before 8 a.m. or after 9 p.m.
- Calling your workplace after being told that this is not permitted
- Using obscene or foul language
- Contacting you after being told that you are represented by an attorney
- Failing to advise you that they are debt collectors at the beginning of the telephone call
- Threatening you with arrest or imprisonment
- Threatening to tell friends, neighbors, or family members about your debt problems